If a claim is never filed, the beneficiary never finishes filing the claim, or the cause of death remains unknown, the claim will resurface when Vantis Life checks their database against the Death Master File, which is a database made available to insurers by the Social Security Administration. 

An investigation will then be conducted to determine whether or not benefits are payable. If benefits are payable, Vantis Life will contact and provide payment to the beneficiary. 

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