Fabric Instant is insurance coverage for accidental death. Examples of what's covered include: unexpected events like car, bike, and commercial air crashes, fire, and murder. Illness-related causes such as heart attacks are not covered by Fabric Instant. Upgrade coverage later to include death from accidents and illnesses by replacing Fabric Instant with Fabric Premium, a 20-year term life insurance policy that is optionally convertible to whole life insurance.

What is not covered by Fabric Instant?
Fabric Instant comes with some exclusions (events that are not covered). Examples include things like: death from illnesses, suicide, death while participating in a riot, or committing a crime. Since these exclusions vary by state, during signup tap the "What's covered by Fabric Instant?" link to see your state's exclusions – it is on the screen where you select your pricing plan.

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