Fabric Premium is a 20-year term life insurance policy that covers both accidental death and death caused by illness. Some exclusions may apply, and these will be outlined in the policy and available for you to view prior to purchase. Fabric Premium is optionally convertible to whole life insurance. You can learn more by visiting https://meetfabric.com/premium.
Like Fabric Instant, Fabric Premium is also issued by Vantis Life Insurance Company, an insurance provider since 1942. Vantis Life is rated "A" ("Excellent") for financial strength and claims-paying ability by A.M. Best, the global authority on insurance company rankings. The policy you receive from Fabric is a legal contract between you and Vantis Life. It remains in-force for 20 years, as long as you continue paying premiums.