Fabric is smart, modern life insurance built to grow with you. You start by purchasing Fabric Instant, an accidental death insurance policy. Fabric Instant is fast and readily available, covering "the basics" - mortality caused by accidents or injuries only. As with other types of insurance, some exclusions do apply and these are outlined in the policy.
With this policy, you are not locked into a specific term, it can be cancelled at any time and premiums are paid on a monthly basis. You can purchase it between the ages of 25-50, and it can be kept until you reach age 60.
If you choose to apply to upgrade your coverage to Fabric Premium, a 20-year term life policy, you'll have your Instant policy in place while you go through the application process. Once the Premium policy is purchased, your Instant policy would be automatically canceled.