Coverage begins upon successful receipt of your first premium payment.
The accidental death policy we offer, which provides coverage from death due to accidents, but not illness, is guaranteed issue and can be applied and purchased in about 2 minutes.
If you apply for a term life insurance policy from Fabric, you may receive an approved offer right away. Again, a successful payment is needed to begin payment. If your application needs additional underwriting review before a decision to offer coverage or not can be made, there is no temporary insurance coverage in place.
You can choose to start with accidental death insurance to ensure you have some coverage in place while you go through the application process for term life insurance coverage.