The policies we offer have a maximum term length of 20 years. Depending on the state that you live in, you may be able to choose a 10 or 15-year term length prior to purchasing the policy.

For the states where 10-, 15-, and 20-year term lengths are available, the default term length on your application is 15-year term. If you’re approved for coverage, you can change your term length prior to purchasing. If you want to select the term length prior to applying, you can do so from here.

There are states where selecting the term isn’t an option at the moment, and for those states, Fabric only offers a 20-year term life policy.

Your term begins once your application has been approved and your first payment has been received.

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