How do payments work?
Your life insurance payment is called a premium and is automatically charged monthly using your saved payment method.
Your first payment
Your first premium is charged after you accept your offer and enter your payment information.
Coverage begins as soon as your first payment is successful
Your policy will be available shortly after purchase (usually within minutes, but up to 1–3 business days in some cases)
Ongoing payments
Your premium is charged monthly on the same date as your first payment
You’ll receive an email confirmation for each successful payment
As long as your payments are up to date, your policy remains active (also called “in force”).