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What’s the difference between Fabric by Gerber Life and Gerber Life Insurance Company?

What's the different and who should I contact?

Written by Glenda
Updated yesterday

Fabric by Gerber Life and Gerber Life Insurance Company are part of the same family of companies, but they offer different products and have separate support teams.


Fabric by Gerber Life

Fabric by Gerber Life is a digital platform that offers modern financial tools for families, including:

  • Kids investment accounts (also called a “UGMA”)

  • Term Life Insurance (for adults)

  • Digital Wills

If you have questions about any of these products, or already have a Fabric by Gerber Life account, you should contact Fabric.

Contact Fabric:


Gerber Life Insurance Company

Gerber Life Insurance Company provides an array of insurance products, such as:

  • Whole Life Insurance

  • Guaranteed Life Insurance

  • Accident Protection Insurance (AD&D)

  • Grow-Up® Plan (child life insurance)

  • College Plan

They also service existing Gerber Life Insurance Company policies, claims, and billing questions.

Contact Gerber Life Insurance Company:


How to know who to contact

Contact Fabric by Gerber Life if your question is about:

  • A kids investment account (UGMA)

  • An adult term life insurance application or policy from Fabric by Gerber Life

  • Your Fabric account, login, or tools (like wills)

Contact Gerber Life if your question is about:

  • A Gerber Life Insurance Company insurance policy (like Grow-Up® Plan, Whole Life, or Accident Protection)

  • Billing, payments, or claims for a Gerber Life Insurance Company policy


Why are there two companies?

Gerber Life Insurance Company is an insurance carrier, while Fabric by Gerber Life is a licensed agency and digital platform offering additional financial products. Both make up the Gerber Life brand and are part of Western & Southern Financial Group, but each company supports its own products and customers.


Still not sure?

If you reach out to the wrong team, don’t worry, they’ll help point you in the right direction.

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