What if I miss a premium payment?
If a payment doesn’t go through, we’ll notify you by email and continue attempting to collect payment automatically.
Missing a payment doesn’t immediately cancel your policy—you’ll have time to resolve it.
What happens next:
Grace period (first 30 days)
Your coverage remains active
We’ll continue retrying your payment automatically
You can also contact support@meetfabric.com to make a payment
Auto-reinstatement period (next 30 days)
Your coverage is paused
You can reinstate your policy without underwriting
We’ll continue automated payment attempts
You can contact support@meetfabric.com to make a payment
Policy lapse
If payment is not received after the auto-reinstatement period, your policy will lapse due to non-payment. To reinstate your policy after it has lapsed, you’ll need to:
Complete a reinstatement form
Pass a basic underwriting review
Pay all past-due premiums plus 6% interest
To start this process, contact support@meetfabric.com.
Why you might see multiple charges
If you notice multiple charges on the same day or on consecutive days, it’s usually because more than one payment was missing. When payments are overdue, our system will attempt to collect each outstanding payment to bring your policy back up to date.