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Claims Process

Claims Process

Learn how claims work, contestability, and how to submit a claim

5 articles
Kaycie Gaige avatar
Written by Kaycie Gaige

How do I file a claim?

Someone who was close to the insured person will need to start the claims process with Fabric.
Kaycie Gaige avatar
Written by Kaycie Gaige. Updated over a week ago

How quickly are claims paid?

If your loved ones filed a claim, how long would it take to receive the death benefit?
Kaycie Gaige avatar
Written by Kaycie Gaige. Updated over a week ago

How do claims work?

Generally speaking, if you die for a covered reason while you have in-force coverage, your beneficiary will receive a death benefit.
Kaycie Gaige avatar
Written by Kaycie Gaige. Updated over a week ago

What is a contestability period?

Most insurers have a period of time, starting as soon as the policy goes into effect, to investigate and potentially deny claims.
Kaycie Gaige avatar
Written by Kaycie Gaige. Updated over a week ago

If no one ever files a claim, what happens to a policy’s death benefit?

When an insured dies, the insurance company will need to be notified to begin the process. If not, what happens then?
Kaycie Gaige avatar
Written by Kaycie Gaige. Updated over a week ago
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