Claims Process
Learn how claims work, contestability, and how to submit a claim
5 articles
Written by Kaycie Gaige

How do I file a claim?
Someone who was close to the insured person will need to start the claims process with Fabric.
Written by Kaycie Gaige. Updated over a week ago
How quickly are claims paid?
If your loved ones filed a claim, how long would it take to receive the death benefit?
Written by Kaycie Gaige. Updated over a week ago
How do claims work?
Generally speaking, if you die for a covered reason while you have in-force coverage, your beneficiary will receive a death benefit.
Written by Kaycie Gaige. Updated over a week ago
What is a contestability period?
Most insurers have a period of time, starting as soon as the policy goes into effect, to investigate and potentially deny claims.
Written by Kaycie Gaige. Updated over a week ago
If no one ever files a claim, what happens to a policy’s death benefit?
When an insured dies, the insurance company will need to be notified to begin the process. If not, what happens then?
Written by Kaycie Gaige. Updated over a week ago